Monday, April 13, 2009

To Become an Insurrance Agent

Why wan to become an Insurance Agent?
  • Flexible Working Hour
  • Zero Capital Business
  • The more you work ,the more you earn
  • Can be promote to upper level with your hardworking.

What is the requirements:

  • Minimum SPM.
  • Good interpersonal and communication skills
  • Hardworking

How to become insurance agent ?

Click Here for futher discussion .

Medical & Health Insurance

Medical and health insurance (MHI), is an insurance policy which is designed to cover the cost of private medical treatment, which can be very expensive, especially with hospitalisation and surgery.
MHI also ensures that you won't have to worry about the cost of seeking treatment during emergencies.
More detail please do not hesitate to contact us .
Get Free Advice Here
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Children Education Plan

Start early in planning for your child’s education, it can be the smartest investment move you’ll make in your life. Familiarise yourself on the many child education planning policies available in the market.
Seek the policy that suits you and your future plans for your child. Learn the basics about child education planning and start your search today.
Why you need child education planing for your children ?
  • The cost of higher education is increasing
  • The need for access to higher education and the cost will put a financial strain on you and your family.
  • Because the earlier you begin, the more time you allow your money to grow.
  • The child education policy will provide the funds needed by your child to pursue further education .
More detail & advice please do not hesitate to contact us .
Get Free Quote Here
Thank you. Your reply is our pleasure.

Investment linked insurance

Investment-linked insurance allows you to combine insurance with investment as part of your insurance plan. You can choose the amount to allocate for your investment as well as your insurance.

To decide whether or not this is the way you want to secure your future, learn more about investment-linked insurance, what it offers and its limitation, as illustrated in our guide on investment-linked insurance.

Why you need Investment linked Insurance?
  • You want the flexibility to choose your own level of protection and investment.
  • You have the flexibility to choose the type of funds based on your risk aptitude.
  • You want a savings plan to maintain your standard of living after retirement.

More detail & advice please do not hesitate to contact us.

Get Free Advice Here

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Retirement Plan

A retirement annuity provides you with a stream of income payments that will continue for the rest of your life. This guarantees you to have a dependable source of income, even after you retire.

If this is an option you are interested in, then you should read our clear guides on retirement annuity .

Why Should I buy retiement annuity?
  • To ensure lifetime income, removing uncertainty and problems should you outlive your financial resources.

  • To guarantee income payment for your loved ones after your demise.

More advice please do not hesitate to contact us .

Get Free Advice Here .

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Life insurance

Life insurance is an essential aspect in your long term financial planning. It helps to reduce financial strain on your family after you pass away. This is especially crucial if you are the sole breadwinner.Not only that, you can also use life insurance to provide for your retirement needs.

You can claim for tax relief of up to a maximum amount of RM6,000 per year for an ordinary life policy. This is inclusive of any contributions you have paid to an approved retirement benefit scheme such as the Employees Provident Fund or other pension scheme.

More detail /advice about life insurance please do not hesitate to contact us .

Get Free Advice Here

Thank you. Your reply is our pleasure.

Sunday, April 12, 2009

Choosing a policy

Insurance companies offer policies either individually or in combination. When buying a policy, always:

  • Shop wisely before you buy. Compare the policies of different insurance companies before buying.

  • Be very careful and only choose the insurance that best suits you.

  • Determine if you can afford the premiums cover you choose.Don't buy more than you can afford.

  • Take your time to discuss with an agent from an insurance company about the MHI policy you want to buy.

  • Get information on the agent and insurance company. Get a business card with the agent's name, company name, address and telephone number. This is important if you want to enquire, renew or claim on a policy later.

  • Understand the terms and conditions of the policy as well as the scope of cover provided.

  • Read your policy contract carefully.